Bank on Robyn

Debt and Discipline

This week, I want to talk about something that I feel I’ve always felt a little ashamed of: my debt. The numbers, the weight of it. The way it affected my mood and shaped how I perceived myself. Some people see the word debt and scram. Or they come up with all these narratives: well, here’s my story. Here is what it really cost to back to life.

Truth is: money has shaped a lot of the decisions I’ve made this year. It’s management. List “accounting” as a skill and a skill I am very experienced in. It takes persistence, and purpose. Always remembering, the end of the tunnel.

The numbers are realll..

Alright, what we talking? Well:

• Multiple high interest loans: don’t look at me lol. I was young; take your wildest guess.
• Credit cards on E: babyyyy. When that Quicksilver came in the mail, I had a whole fantasy lifestyle built in my head.
• Girl-Klarna is a bad mama. Simple.

It’s predatory, yes. And if you aren’t mindful of it beforehand, it can trick a young mind: But I have to take accountability for how I played into the fantasy.

That “Just give me whatever I want” mindset; almost lead me to ignore the real question: Can I afford what I want?

That’s where the budget, the hustle, and the “stretch of $40 for a week” and I mean stretccch. It’s not to lack, it’s the power of being forward, moving forward. And I’m pretty surprised with my course of action.

To answer this week’s weekly prompt,

What have you learned about yourself lately that surprised you?

This entire year I’ve learned how resilient and determined I can be. I feel like it was always inside of me to bank on myself-but now I choose to act on it. I try to live with that mindset.

Choosing joy in the midst of discomfort. Even when I get lost in my own mind; I’ve learned that the sun will not shine every single day. I. just. take. one. step. at. a time.

Where it’s all going

Freedom.

isn’t that what we all are looking for?

stress < ease, stress less? A lighter load, a space, to create freely. For me that looks like:

• Bank on Robyn.
• Not fearing looking at my bank account after a spend. Or constantly checking it when spending.
• Creating from joy.

I want to live a life that I was made for, and that starts with ownership: in every way.

If you’re in a similar season. I hope you know:

• Your debt doesn’t disqualify you.
• You cannot be defined by numbers.
• You are the story; it’s your life, all yours.

And the cost of coming back to life, rests in knowing that your life is already priceless.

k bye,

Robyn